Identity
A stable reference to the decision, claim, risk or exception.
Insurance workflow
Decision assurance for reinsurers
Reinsurers review decisions across counterparties, portfolios and time horizons. Decision assurance creates a clearer path from source evidence to the commitment being assessed.
Maintained by VeriscopicLast reviewed 2026-09-24
Definition
The precise question
Reinsurance decision assurance preserves the evidence, authority, conditions and judgement that informed a ceded-risk, claims or portfolio decision across organisational boundaries.
Reference model
From category to independent review
01
Decision assurance
02
Decision evidence
03
VES decision envelope
04
Evidence objects
05
Independent review
The envelope can link model output, runtime records, policy versions, authority records, claims documents, human rationale, external data and approvals while preserving each source's declared limits.
Insurance example
What this looks like in practice
A treaty review can distinguish portfolio governance evidence from the decision-state of a specific delegated claim or underwriting exception.
Evidence map
What a reviewer needs to see
- Ceded risk, claim or portfolio evidence and applicability
- Treaty, authority and governing conditions
- Counterparty contribution, review, judgement, approval and commitment
The counterparty review problem
Reinsurer review often relies on extracts, bordereaux, samples and later explanations. A decision-state model lets the reviewer see how a specific act was formed without confusing portfolio-level evidence with decision-level evidence.
What continuity requires
Applicability
The time and scope for each source and governing condition.
Authority
The mandate under which the counterparty acted.
Replay
References and limitations sufficient for later review.
A focused start
Choose one delegated claims or underwriting sample and document what a reviewer needs to understand, which evidence can be carried forward and where the reconstruction gap remains.
The VES connection
A published evidence structure
VES 1.2 supports a portable package that can link native counterparty evidence while keeping each source's own provenance and limitations visible.
Read VES 1.2 for the published Decision Envelope, Evidence Object and verification model.
Boundary
Decision assurance does not replace treaty wording, audit rights, actuarial analysis or counterparty oversight. It helps reviewers understand a specific decision-state.
Frequently asked
What does decision assurance for reinsurers address?
Reinsurance decision assurance preserves the evidence, authority, conditions and judgement that informed a ceded-risk, claims or portfolio decision across organisational boundaries.
Does this establish that a decision was correct or compliant?
Decision assurance does not replace treaty wording, audit rights, actuarial analysis or counterparty oversight. It helps reviewers understand a specific decision-state.